What are my options for paying off debt a little at a time? How to pay off debt sooner (and others later)
Debt collector CFS2 thrives with simple strategy: kindness
Credit Counseling and Debt Management Programs
See how nonprofit credit counseling and debt management programs work in this animated video. We’ll show you how to get out of debt in a few easy easy steps:
1. Call or go online for a free credit counseling session. Telephone option: speak to an NFCC-certified credit counselor. Online option: enter information yourself online without having to speak to a person. Online option is available at: www.incharge.org
2. Share information about your income, assets and debts. Receive an impartial debt relief recommendation that may include: enrolling in a nonprofit debt management program or bankruptcy.
3. If you qualify for the debt management program, you may qualify for these benefits: lower interest rates, lower monthly payments, one consolidated monthly payment.