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Credit Card Debt

Credit Card Debt

If you've maxed out your credit cards and see yourself getting deeper in debt, chances are you're feeling overwhelmed. How does one ever pay down the debt? Now imagine hearing about a company that promises to reduce – or even erase – the debt for pennies on the dollar. Sounds like the answer to your problems, right? The Federal Trade Commission, or FTC, the nation's consumer protection agency, says slow down, and consider how individuals can get out of the red without spending a whole lot of green.   Debt Settlement Companies Debt settlement programs typically are offered by for-profit...

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Amazon Credit Card For Financially Disadvantaged

Amazon Store Card Credit Cards Credit Cards For Bad Credit

Amazon has announced a new store card, Amazon Credit Card For Financially Disadvantaged; that will work similarly to other popular security cards, which banks typically offer young customers or first-time credit card holders. To receive a credit limit, customers will be required to put down the exact monetary amount (between $100 to $1,000) as a deposit. This puts credit in the hands of people in a way that makes managing their money more responsible. This also allows underbanked, or (people that have poor access to mainstream financial services normally offered by retail banks), access to the credit builder. This offers customers higher...

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Got a book you’ve written — Looking for God-Ore

Book Reviews Entrepreneurs Opportunities For Bloggers Publishing Resources For Authors

Just a quick note regarding self-publishing. I recently ran across a blog written by a pastor (joseph elon lillie) who indicated he was in the process of self-publishing a novel of his. I’ve got eight (8) books I’ve published and Create Space (a division of Amazon.com) will allow you to do a good job at […] View more Christian inspiration via Got a book you’ve written? — Looking for God-Ore  

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Building Retirement

Retirement

8 Building Blocks for a Solid Retirement. Building Retirement can be a complex and daunting task.  People with small nest eggs are particularly at risk. Their retirement hopes, modest to begin with, have taken a serious beating in recent years. And no one is predicting a return to happier days anytime soon. When times are tough, however, is exactly when long-term planning and money management skills are most needed. For anyone seeking a structured approach to retirement issues, MyRetirementPaycheck.org is worth a visit. It was developed by the National Endowment for Financial Education (NEFE) in partnership with many leading retirement experts....

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Building Emergency Savings

Building Emergency Savings

Easy Saving Strategies for Building Emergency Funds Some financial experts suggest consumers should be saving 10 percent of their income for unanticipated expenses.     These are essentially financial “emergencies,” such as replacing the engine in your car or repairing damage to your home. However, according to the U.S. Federal Reserve, most Americans save just 2.5 percent of their disposable personal income, which can make preparing for financial emergencies difficult. Fortunately, there are ways to build a solid emergency fund. Consider taking these steps: Get serious about repaying debt. Every dollar that you pay in interest on debt is a dollar...

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